Welcome to Discount Mortgages

Discount Mortgages are UK mortgage brokers and experts in locating the best mortgage for your individual circumstances. We can help you secure a UK home mortgage, even if you have bad credit history or challenging circumstances. With access to 1000s of different mortgage rates through over 100 Banks, Building Societies and other mortgage providers, we can provide options to suit every situation and pocket. Discount Mortgages are an ethical company who also have a relationship with Medi Care to offer special discounts for NHS staff. 

Discount Mortgages also makes a monthly donation from its profits to the baby charity BLISS, so supporting Discount Mortgages in turn helps the charity reach its goals by helping new born children have a fighting chance of survival.

Our fully qualified CeMAP advisers will spend time analysing your information & requirements to recommend the best mortgage to suit your personal needs. This means that the more information you give Discount Mortgages the more accurate our advice will be.

Our aim is to save you both time and money as well as making the whole process as stress free as possible. Our Discount Mortgage advisers will not only find you the best mortgage, they will also see the whole process through from start to finish and keep you updated along the way! Discount Mortgages are able to recommend solicitors, help with survey problems and generally push things along as quickly as possible.

Discount Mortgages are expert in all types of situations whether you are a first time buyer or looking to remortgage by switching to a better rate. You may have had credit problems in the past or want to raise money on your house for home improvements or to consolidate your finances, if so Discount Mortgages can help.

Discount Mortgages also specialise in mortgages for property to rent known as buy to let mortgages as well as let to buy mortgages which enable you to move and let out your existing home instead of selling.

During the credit crunch consumers are relying more on brokers such as Discount Mortgages to ensure they get the best possible deal in the market. Rates from lenders are changing on a weekly basis going up and down so it is important to use a broker who can act quickly for you to secure the best rate and get your valuation instructed as quickly as possible reducing the risk of the property you want being lost by a third party being a lot quicker.

Lenders are still lending money but their criteria's are just stricter in regards to the level of adverse credit they will accept. In most cases it will mean higher deposits required if your credit is not perfect and a higher rate of interest than a high street prime lender.

Discount Mortgages do not just aim to get you the best possible rates for your mortgage based on your circumstances but also offer very competitive buildings & contents insurance along with life, accident sickness and unemployment cover. We also have a specialist Commercial Mortgage and Bridging department which can offer you the best deals in the market with products that still offer upto 75% LTV.

If you are just looking for a loan we offer secured loans for home owners and unsecured loan if you do not own a home or do not wish to use your property as security. Loans are also available for clients with adverse credit.

If you are a Landlord we also offer policies which cover you for DSS tenants on Building and Landlords contents which you can obtain a quote online.

There are several ways to do business with us either by joining our website, over the phone or face to face, choose whichever is most convenient for you.

      Discount Mortgages now offers a free Hometrack valuation on your
    house or flat if you process your mortgage through us.